Under current legislation there is no legal requirement to insure powered or electric wheelchairs, however doing so can give wheelchair users peace of mind in event of an accident or if the wheelchair is lost, damaged or stolen. Insurance can also cover personal liability in the event of an accident, as the wheelchair user may be deemed liable for any damages or injuries, no matter how big or small.
Without the right protection in place the consequences and cost of any of claims, damage, loss, theft or breakdown could soon add up, as well as meaning the wheelchair user may be without an important part of their life and independence, their wheelchair.
Chartwell Insurance, a completely independent insurance broker that offers a specialist, caring service for disabled customers, understands that wheelchairs can make a huge difference to individual’s life, so to ensure you stay mobile, Chartwell offers good quality yet affordable wheelchair insurance cover to protect against the unexpected. Policies start from as little as £52 for 12 months cover.
Chartwell policies offer cover for all powered mobility equipment including mobility scooters, power chairs and powered wheelchairs. Adapted manual wheelchairs, fitted with equipment such as Alber e-fix or PDQ Power Trike are also covered.
The policies include third party liabilities up to £2,000,000, lost keys cover and cover for up to 60 days overseas use (some restrictions apply). Mechanical breakdown cover is also available as an option, which includes expenses to get the wheelchair user back home as well as the cost of hiring a replacement wheelchair.