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Our Care Home Contents Insurance

Moving into residential care can be a stressful and emotional time for both the resident and their loved ones, and you all need to be sure that the new environment is safe, secure and, of course, that it meets care requirements. With several high-profile cases in the news of theft from the elderly, Chartwell will help make sure that you are protected against the worst-case scenario with our care home contents insurance.

care home contents photo

Contents Insurance For Care Home Residents

Contents insurance is often now a legal requirement for anyone living in a care home in the UK. Whilst some residential homes offer contents insurance as part of their care package, many don?t, and those that do could leave you underinsured or with the wrong sort of cover, depending on what items you have in your room.

With Chartwell?s contents insurance for residential care, all of your own personal belongings, and those of your family that are kept in the home, will be covered up to £75,000. Your possessions will be protected against break in with the option to be covered away from the property too, ideal for carrying phones, money or jewellery on trips away from the care home. Your items won?t even need to be kept in your room permanently, as we will cover them against theft even if they are kept in the home?s communal areas, such as the kitchen or living room.

Chartwell?s care home contents insurance provides a great level of cover at very competitive premiums, designed to keep you protected without adding to your care home fees. Just some of the features of our policies are:

  • Cover for any personal items kept in your room, communal areas or taken away from the care home*
  • Up to £75,000 worth of cover for all of your items
  • The chance to specify any high-value items, such as jewellery and heirlooms, to keep them as safe as possible
  • Excesses from as low as £50.00
  • Care home insurance which protects you against break ins and thieves
  • Insurance for any mobility equipment you own, including wheelchairs and walking frames

Unlike many other companies, by insuring your contents outside of your room we give you the freedom and flexibility to use the care home as your house, without feeling restricted to your bedroom. We also won?t charge you extra or make any changes to your policy if staff have a keyto your room; giving you full cover regardless of who has access to your things and meaning you won?t have to hide your valuables away out of fear of theft.

As specialist insurance brokers with masses of experience helping our elderly and disabled customers, here at Chartwell we are confident of being able to find you the right care home contents insurance policy. Tailored to fit your exact needs and providing a level of cover to suit you, our insurance for residential care is perfect for keeping you safe and secure away from your own home.

All of our best and cheapest contents insurance for care home residents quotes are available over the phone, so why not speak to us directly today by calling 0800 089 0146 or arranging a free callback. Alternatively, click the quote button on this page to receive a free online quote instantly.


*This insurance excludes claims resulting from theft or attempted theft unless following violent and forcible entry. We will only pay for the portion of Contents which belong to You or Your Family.

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