Motability has helped many disabled drivers onto the road and has brought independence to people who would otherwise have great difficulty travelling. It has even benefitted those who do not qualify or do not wish to partake in the scheme by ensuring a steady supply of adapted vehicles onto the used market.
But it would be wrong to assume that Motability is perfect in every situation. If you don't meet qualifying criteria, or you want a car that does not feature on their list, or is unavailable to you owing to your age, it can be difficult to source an alternative insurance provision. Drivers are effectively barred from the Motability scheme if they pick up a ban, or more than a couple of minor driving convictions, and can also find themselves turned down if they have a history of claims.
Rather than the usual transferable no claims bonus, Motability gives customers a claims history letter which unfortunately most insurers do not accept for no claims bonus. However at Chartwell we can reward your years of driving experience by accepting this letter. We can insure virtually any road legal vehicle in the UK, including like-for-like cover for any adaptations. And we have fantastic rates for convicted drivers, young drivers and drivers with an adverse claim history, which means that no matter what your circumstances, we can offer you a great quote.
Here are some of the great features available on policies purchased through Chartwell
Chartwell can consider other circumstances which motability may not. Here is a list of some of the key issues for former Motability users:
At Chartwell, we have a team of expert underwriters that have specialist knowledge to help you. They can talk you through the options and find the perfect policy for you and your needs and reward you for having years of experience with the Motability scheme. Simply click the button to arrange a free callback at a convenient time, or call us now on 0800 089 0146 for your tailored insurance quote.